10.3 KYC/AML and Investor Onboarding

To remain compliant with global anti-money laundering (AML) and counter-terrorism financing (CTF) laws, Asset Avenue mandates full KYC (Know Your Customer) verification for all users engaging in token purchases or sales.

KYC services are powered by Scale Compliance, a Switzerland-based digital identity verification and compliance provider. Scale Compliance ensures:

• Full compliance with Swiss and EU AML legislation

• Real-time document verification (passports, national IDs, etc.)

• Proof of address and residency checks

• Sanction list and politically exposed person (PEP) screening

• Secure, GDPR-compliant data storage

KYC is required before users can:

• Purchase AAV tokens from the platform

• Stake tokens and gain membership privileges

• Access property offerings

• Trade on the Resale Hub

• Submit property proposals

Only staked and verified users gain full platform privileges. If a user unstakes their AAV tokens, they retain access to their wallet and assets but lose governance and investment rights until restaking and re-verification. This model reduces active circulating supply, supports token value, and ensures the club remains compliant and secure.